Free Tool

Bali Property Cost Calculator

Enter a property price to see the real total cost across all three ownership structures available to foreigners.

Exchange rate: 1 USD = IDR
Estimates only. Based on practitioner-reported ranges as of March 2026. Actual costs vary by region, notary, and transaction specifics. BPHTB rates and thresholds differ between Bali regencies. This calculator uses midpoint estimates — see our full cost guide for ranges and exceptions.
Lowest Cost

Leasehold (Hak Sewa)

Contractual lease, no land right transfer
Acquisition Costs
BPHTB (acquisition tax)IDR 0
Notary fees (~1.5%)
Legal counsel
Due diligence
PT PMA setupN/A
Annual Costs (per year)
PBB (property tax)
PT PMA complianceN/A
Exit Costs
PPh (seller tax, 2.5%)
Total over 10 yrs
— % of property price
Lowest total cost
Registered Right

Hak Pakai (Individual)

Personal title, requires KITAS/KITAP
Acquisition Costs
BPHTB (acquisition tax)
Notary fees (~1.5%)
Legal counsel
Due diligence
PT PMA setupN/A
Annual Costs (per year)
PBB (property tax)
PT PMA complianceN/A
Exit Costs
PPh (seller tax, 2.5%)
Total over 10 yrs
— % of property price
Lowest total cost
Strongest Control

PT PMA + HGB

Foreign company, renewable building right
Acquisition Costs
BPHTB (acquisition tax)
Notary fees (~1.5%)
Legal counsel
Due diligence
PT PMA setup
Annual Costs (per year)
PBB (property tax)
PT PMA compliance
Exit Costs
PPh (seller tax, 2.5%)
Total over 10 yrs
— % of property price
Lowest total cost